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BATON ROUGE, LA – The Louisiana Senate voted in favor of Senate Majority Leader Sharon Hewitt’s SB 113, known as the “Fortified Roof” bill. The legislation is aimed at lowering insurance costs for Louisiana.

The “Fortified Roof” Bill requires insurers to provide discounts and other adjustments to reduce insurance premiums. These lower insurance rates shall be offered to homeowners who build or retrofit their roofing structures to comply with the State Uniform Construction Code or the fortified home or commercial standards created by the Insurance Institute for Business and Home Safety. The reduced insurance premiums shall be actuarially justified.

“Homeowners and business owners in Louisiana are tired of seeing their property insurance rates increase. In some cases, private insurance is not even obtainable,” Hewitt said. “This is common sense and I urge my colleagues to join me in supporting Louisiana homeowners and their families.”  

Rates will continue to increase if insurance providers keep leaving the state. This bill will not only reduce rate premiums for homeowners and business owners, but will incentivize insurance companies to do business in Louisiana by reducing the risk of catastrophic damages due to roofing issues during major weather events.

Bill – Link